Our Expert Panel Real Estate: Jeff Bonner Sales Representative Jag Realty Inc., Brokerage Mortgages: Sean Finlay Mortgage Agent RMA Mortgage Associates Lawyer: Garry Barankin DeRubeis, Chetcuti LLP Life Insurance: Mark Levitt Independant Consultant

Are you ready to buy the home of your dreams? But are you really ready?

Buying a home is a major financial commitment and not something to be taken lightly. Experienced and professional advice should be a key part of your home-buying plan.

Join us for this free no-obligation seminar, good for either the first-time buyer or the "first-time-in-a-while" buyer, with a light presentation taking us through the home-buying process step by step.

Find out:

- how you can save more effectively for a downpayment
- why you might be able to buy with no downpayment at all
- how the offer process works
- what it really costs to buy a home
- why it's better to own than to buy
- the answers to YOUR questions

*** Everyone will receive a FREE copy of the book "How To Buy Your Home: A Step-by-Step Guide" *** (limited to one per couple)

Our Expert Panel Ed Alexander: A long-time real estate agent himself, owner of Mercedes Property Management, a registered paralegal, and personally an investor as well To Be Arranged: Mortgage Broker To Be Arranged: Property Insurance

This seminar is aimed at helping investors in their decision whether to invest in Hamilton real estate or not. More people are realizing the potential in our area, as they look at the prices of properties in other locations, or other deterrents such as extra land transfer taxes.

To help you with your decision, we will look at the local real estate sales market, price levels and growth, the rental market in the area, and some key differences between investing in Hamilton and other areas. As well, we will have some excellent professionals on-hand to help answer your questions.

Make sure you take advantage of this fantastic opportunity to learn about the opportunity to invest in Hamilton. Attendance is FREE, but pre-registration is required due to limited seating. Save your spot now!